Whether you are a first home buyer or developing a property portfolio, our expertise and knowledge of major and specialised lenders and products ensure we can get you the best outcome.
With our integrated knowledge, we provde independent and client focused advice detailed on improving your financial wellbeing rather than one-off transactions.
To ensure we work in your best interests and for fully transparency, we have adapted the mortgage industry's commission approach as close as we can to a fee-for-service basis.
We have a meeting
HOW DOES IT WORK
Our team prides ourselves on our fast turnaround times and efficient processing
Initial Meeting and Analysis
We have a face-to-face or phone meeting so we can:
understand your needs and objectives
calculate your repayments, cash flow and maximum purchase price
provide options for lenders, applicable schemes and strategies
explain the different loan types and features
Approval in Principle
We apply at a lender on our panel and
handle all paperwork and application forms
negotiate with the lender on your behalf
share our tips on offers, bidding and negotiating
After you have signed the contract of sale we:
organise valuation of the property
facilitate and organise all documentation required by the lender
ensure all involved parties are ready by settlement
The lender pays out the required funds and we
make sure your accounts are setup and linked correctly
ensure your internet banking works as intended
assist you with future loan changes and requirements
first home buyers
Buying your first home is a huge financial decision. We will be with you every step of the way.
Building a property portfolio is a popular decision in Australia. We can help you build an effective strategy.
Refinancing your loan
Whether it be saving on your current loan, cashing out or repaying your loan faster, we can help find the best lender for you
What is financial planning?
The financial planning process starts by assessing your financial circumstances, needs and objectives. It then seeks to identify solutions that are considered to be consistent with and appropriate to those financial circumstances, needs and objectives. We look at issues that impact on your financial wellbeing, such as your future plans, home ownership, investment (direct property and shares), tolerance for risk, health,
insurance, risk management, estate planning, Centrelink qualification, taxation, gearing, retirement planning, debt management, aged care and superannuation including Self-Managed Super Funds, industry funds and institutional funds.